Car Loans

Buying Pre-Owned/Used Cars: What Should You Look Out For?

Duped. This is what happened about a couple of years ago to someone we just currently worked with. They bought a used car, and it was a lemon. We thought it was just perfect to help you check whether or not you’re buying something worth it. Oftentimes, when buying your first car, it’s easy to get excited and just buy one that fits your budget. However, have you ever been sold a lemon? If not, that’s good. We can even help you not buy a lemon. It is best to keep your eyes and ears finely tuned when test driving a car. Making sure that you drive the car on both a highway and local roads will help make sure that it runs smoothly. Besides running smoothly, listen to the engine and look at any electronic parts of the car.

bad credit car loan

Pros and Cons of Having A Cosigner On A Bad Credit Car Loan

There are many things you have to consider before signing a loan. Beyond that, you might also be thinking of getting a cosigner to help even out bad credit. However, knowing the pros and cons of having a consigner on a bad credit car loan may help you rethink things. Sometimes you will just have to check everything. If you think your credit score is bad but not that bad, maybe you are still eligible to get a car loan without a consigner. In other cases, you will have to find a cosigner for your car loan to be approved. This proves that your credit score does not meet the requirements for you to take out the car loan yourself.

car loans

Good, Fair Or Bad: Avail Car Loans For Every Credit Score

Have you been thinking of getting a car through a loan? Do you have the upper hand? Having the upper hand is one of the things you should consider. So, before eyeing a specific car you really want, eye for the best car loan first. Having knowledge about car loans will provide you with great information about interest rates on both new and used cars. When you have a choice, you can choose the best option for your budget. If you find it too much of a hassle to call up lenders to find out information on auto loans, the 21st century has provided the internet and Google to be your friend. You can just go online and find the nearest lenders to you. Viola! You’ve got yourself some information on car loans. It’s not that easy though.

refinancing a car

Refinancing a Car The Easy Way

Refinancing is a cost-effective way of saving yourself some money. In car refinance, you will be able to shift your current loan to a new lender. The process involves having the borrower’s payments, dues and all, paid by the new lender to the one prior. This is usually considered when you find a loan with a better rate of interest then the one you currently hold. Furthermore, if you have a bad credit score, this scheme can benefit you. You can repay the dues while saving money. Although the car acts as a collateral, lenders will still have to be approved of the loan amount. Furthermore, car refinance may not be for everyone, but don’t be disheartened. It can be a convenient way to save you money on your car.

car finance

Finding Self-employed Car Finance

Well, we can easily break this down. Are you self-employed? Are you looking for a way to secure finance for a car or your next car? If you answered yes to those two questions, then you’re reading the right post. When you’re self-employed, it may be difficult to prove your income. Lenders often look at your form of income when they assess your car loan application. Car loans may sometimes be out of reach, most especially if and when your business is still new. This isn’t something to worry about though. There are ways you can get yourself a car loan. You may be wondering how you would qualify for a car loan. All they need to look at is your credit score and history, income and employment and your debt to income.

indirect loans

Direct VS Indirect Loans for your Auto

Your car is going to last only so long. It’s a fact of life that we all have to upgrade our vehicles sooner or later. That is true even for those of us who would prefer to not spend extra for a car loan on a monthly basis. There’s a certain amount of excitement involved in getting a new car. The looks, the style, the power—but there’s also a certain amount of trepidation involved. How much will it cost and how will you pay for that? What will the terms of your loan be? Will you be able to find a car dealership that is reliable and reputable and reasonable to deal with? If you’re ready to trade in that old car and move on to something bigger and better, the odds are good that you’re seeking out the best auto financing that you can get.

get auto financing

How to Get Auto Financing from the Auto Warehouse

Today, you can get auto financing with ease from the Auto Warehouse. This used car dealership has been establishing professional relationships, building trust, and helping individuals obtain the vehicle that they need and want since the year 1990. Located in the Cities of Waukegan and Chicago, this “buy here, pay here” dealership specializes in providing in-house financing to those that have credit history issues. Each of the professionals at the dealership strive to ensure all of their customer transactions are honest, display the highest level of respect, and are conducted with kindness. If you have a desire to get auto financing without all of the judgements and hassle, the Auto Warehouse is for you! In this brief guide, we will expound on how you may obtain the vehicle financing that you need today so that you may drive tomorrow!

How to Finance A Car with Bad Credit

Bad credit is enough to keep anyone out of a car dealership. There is a stigma associated with people who have bad credit, and it isn’t uncommon to see people shy away when someone mentions a credit report. But there are options where bad credit won’t prevent you from getting into an automobile of your dreams. With The Auto Warehouse, you don’t have to worry about any of that. Here, we treat you with dignity, because we understand that great people have gone through hard times. So we are here to help you. We aren’t just another fly by night company that tries to get you in and charge you 100 times the value of a beat up model from 20 years ago. We offer quality vehicles with a second chance loan.